Call report 2015Q4
WESTFIELD BANK — 2015Q4
The 22 measures WESTFIELD BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,338,207,000 | USD | evidence → |
| Total loans | 818,213,000 | USD | evidence → |
| Allowance for loan losses | 8,840,000 | USD | evidence → |
| Securities available for sale | 180,997,000 | USD | evidence → |
| Securities held to maturity | 238,219,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 902,679,000 | USD | evidence → |
| Interest-bearing deposits | 863,004,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,675,000 | USD | evidence → |
| Equity capital | 131,387,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,455,000 | USD | evidence → |
| Interest expense | 10,794,000 | USD | evidence → |
| Net interest income | 31,661,000 | USD | evidence → |
| Noninterest income | 4,658,000 | USD | evidence → |
| Noninterest expense | 27,432,000 | USD | evidence → |
| Provision for loan losses | 1,275,000 | USD | evidence → |
| Pretax income | 9,118,000 | USD | evidence → |
| Income tax | 2,471,000 | USD | evidence → |
| Net income | 6,647,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 142,427,000 | USD | evidence → |
| Total capital | 151,327,000 | USD | evidence → |
| Risk-weighted assets | 925,080,000 | USD | evidence → |