Call report 2012Q4
WESTFIELD BANK — 2012Q4
The 22 measures WESTFIELD BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,297,271,000 | USD | evidence → |
| Total loans | 594,756,000 | USD | evidence → |
| Allowance for loan losses | 7,632,000 | USD | evidence → |
| Securities available for sale | 618,735,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 754,228,000 | USD | evidence → |
| Interest-bearing deposits | 724,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,409,000 | USD | evidence → |
| Equity capital | 179,784,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,036,000 | USD | evidence → |
| Interest expense | 12,663,000 | USD | evidence → |
| Net interest income | 30,373,000 | USD | evidence → |
| Noninterest income | 3,933,000 | USD | evidence → |
| Noninterest expense | 25,300,000 | USD | evidence → |
| Provision for loan losses | 698,000 | USD | evidence → |
| Pretax income | 11,215,000 | USD | evidence → |
| Income tax | 2,973,000 | USD | evidence → |
| Net income | 8,242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 169,191,000 | USD | evidence → |
| Total capital | 176,904,000 | USD | evidence → |
| Risk-weighted assets | 729,878,000 | USD | evidence → |