Call report 2004Q2
WESTFIELD BANK — 2004Q2
The 22 measures WESTFIELD BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 753,525,000 | USD | evidence → |
| Total loans | 360,676,000 | USD | evidence → |
| Allowance for loan losses | 4,797,000 | USD | evidence → |
| Securities available for sale | 83,989,000 | USD | evidence → |
| Securities held to maturity | 221,661,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 620,965,000 | USD | evidence → |
| Interest-bearing deposits | 563,430,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,535,000 | USD | evidence → |
| Equity capital | 80,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,168,000 | USD | evidence → |
| Interest expense | 5,434,000 | USD | evidence → |
| Net interest income | 10,734,000 | USD | evidence → |
| Noninterest income | 1,510,000 | USD | evidence → |
| Noninterest expense | 8,348,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 4,712,000 | USD | evidence → |
| Income tax | 1,475,000 | USD | evidence → |
| Net income | 3,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,742,000 | USD | evidence → |
| Total capital | 85,617,000 | USD | evidence → |
| Risk-weighted assets | 426,678,000 | USD | evidence → |