Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 38,365,000 | 36,628,000 | 36,292,000 |
| Total loans | 27,433,000 | 27,835,000 | 29,614,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 2,045,000 | 2,053,000 | 2,030,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 31,454,000 | 29,617,000 | 29,107,000 |
| Interest-bearing deposits | 27,127,000 | 25,944,000 | 24,309,000 |
| Noninterest-bearing deposits | 4,327,000 | 3,673,000 | 4,798,000 |
| Equity capital | 6,883,000 | 6,983,000 | 7,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 396,000 | 795,000 | 1,247,000 |
| Interest expense | 18,000 | 34,000 | 50,000 |
| Net interest income | 378,000 | 761,000 | 1,197,000 |
| Noninterest income | 13,000 | 15,000 | 19,000 |
| Noninterest expense | 200,000 | 376,000 | 683,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 191,000 | 400,000 | 533,000 |
| Income tax | 8,000 | 17,000 | 25,000 |
| Net income | 183,000 | 383,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 6,883,000 | 6,983,000 | 7,108,000 |
| Total capital | 7,007,000 | 7,107,000 | 7,232,000 |
| Risk-weighted assets | 35,541,000 | 33,381,000 | 33,542,000 |