Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,615,000 | 38,226,000 | 37,637,000 | 39,161,000 |
| Total loans | 28,784,000 | 28,516,000 | 29,241,000 | 28,003,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,054,000 | 2,043,000 | 2,070,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,989,000 | 31,522,000 | 30,845,000 | 32,354,000 |
| Interest-bearing deposits | 29,571,000 | 27,076,000 | 26,031,000 | 27,764,000 |
| Noninterest-bearing deposits | 4,418,000 | 4,446,000 | 4,814,000 | 4,590,000 |
| Equity capital | 6,585,000 | 6,648,000 | 6,710,000 | 6,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 747,000 | 1,129,000 | 1,517,000 |
| Interest expense | 14,000 | 37,000 | 53,000 | 70,000 |
| Net interest income | 359,000 | 710,000 | 1,076,000 | 1,447,000 |
| Noninterest income | 14,000 | 19,000 | 23,000 | 26,000 |
| Noninterest expense | 197,000 | 382,000 | 581,000 | 754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 347,000 | 518,000 | 719,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 36,000 |
| Net income | 168,000 | 331,000 | 493,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,585,000 | 6,648,000 | 6,710,000 | 6,800,000 |
| Total capital | 6,709,000 | 6,772,000 | 6,834,000 | 6,924,000 |
| Risk-weighted assets | 37,711,000 | 34,608,000 | 33,630,000 | 30,035,000 |