Call reports 2016
FARMERS SAVINGS BANK — 2016
What FARMERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,974,000 | 37,841,000 | 42,224,000 | 39,001,000 |
| Total loans | 28,151,000 | 28,566,000 | 29,261,000 | 27,510,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,156,000 | 3,124,000 | 3,105,000 | 2,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,491,000 | 31,285,000 | 35,590,000 | 32,476,000 |
| Interest-bearing deposits | 27,343,000 | 27,107,000 | 27,698,000 | 27,202,000 |
| Noninterest-bearing deposits | 5,148,000 | 4,178,000 | 7,892,000 | 5,274,000 |
| Equity capital | 6,446,000 | 6,512,000 | 6,572,000 | 6,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 714,000 | 1,096,000 | 1,456,000 |
| Interest expense | 14,000 | 44,000 | 53,000 | 75,000 |
| Net interest income | 337,000 | 670,000 | 1,043,000 | 1,381,000 |
| Noninterest income | 14,000 | 20,000 | 25,000 | 30,000 |
| Noninterest expense | 195,000 | 359,000 | 569,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 331,000 | 499,000 | 651,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 32,000 |
| Net income | 148,000 | 314,000 | 474,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,446,000 | 6,512,000 | 6,572,000 | 6,517,000 |
| Total capital | 6,570,000 | 6,636,000 | 6,696,000 | 6,641,000 |
| Risk-weighted assets | 30,543,000 | 30,856,000 | 32,292,000 | 29,563,000 |