Call reports 2015
FARMERS SAVINGS BANK — 2015
What FARMERS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,451,000 | 37,245,000 | 38,774,000 | 37,770,000 |
| Total loans | 27,736,000 | 28,635,000 | 29,081,000 | 27,859,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,257,000 | 3,225,000 | 3,206,000 | 3,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,132,000 | 30,854,000 | 32,317,000 | 31,364,000 |
| Interest-bearing deposits | 27,862,000 | 26,994,000 | 26,484,000 | 26,333,000 |
| Noninterest-bearing deposits | 4,270,000 | 3,860,000 | 5,833,000 | 5,031,000 |
| Equity capital | 6,268,000 | 6,321,000 | 6,366,000 | 6,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 716,000 | 1,081,000 | 1,444,000 |
| Interest expense | 19,000 | 40,000 | 60,000 | 78,000 |
| Net interest income | 336,000 | 676,000 | 1,021,000 | 1,366,000 |
| Noninterest income | 12,000 | 15,000 | 18,000 | 20,000 |
| Noninterest expense | 205,000 | 391,000 | 589,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 300,000 | 450,000 | 590,000 |
| Income tax | 11,000 | 15,000 | 20,000 | 28,000 |
| Net income | 132,000 | 285,000 | 430,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,268,000 | 6,321,000 | 6,366,000 | 6,398,000 |
| Total capital | 6,392,000 | 6,445,000 | 6,490,000 | 6,522,000 |
| Risk-weighted assets | 30,408,000 | 30,012,000 | 30,726,000 | 29,370,000 |