Call reports 2014
FARMERS SAVINGS BANK — 2014
What FARMERS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,627,000 | 38,366,000 | 38,620,000 | 38,520,000 |
| Total loans | 26,576,000 | 27,914,000 | 28,734,000 | 28,027,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,378,000 | 4,336,000 | 4,318,000 | 3,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,509,000 | 32,157,000 | 32,341,000 | 32,262,000 |
| Interest-bearing deposits | 27,794,000 | 28,023,000 | 26,919,000 | 27,806,000 |
| Noninterest-bearing deposits | 4,715,000 | 4,134,000 | 5,422,000 | 4,456,000 |
| Equity capital | 6,065,000 | 6,137,000 | 6,179,000 | 6,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 723,000 | 1,099,000 | 1,471,000 |
| Interest expense | 24,000 | 47,000 | 69,000 | 92,000 |
| Net interest income | 329,000 | 676,000 | 1,030,000 | 1,379,000 |
| Noninterest income | 11,000 | 14,000 | 17,000 | 19,000 |
| Noninterest expense | 200,000 | 375,000 | 583,000 | 768,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 315,000 | 464,000 | 630,000 |
| Income tax | 13,000 | 16,000 | 23,000 | 32,000 |
| Net income | 127,000 | 299,000 | 441,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,065,000 | 6,137,000 | 6,179,000 | 6,236,000 |
| Total capital | 6,189,000 | 6,261,000 | 6,303,000 | 6,360,000 |
| Risk-weighted assets | 28,817,000 | 29,425,000 | 30,232,000 | 29,652,000 |