Call reports 2013
FARMERS SAVINGS BANK — 2013
What FARMERS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,038,000 | 37,522,000 | 39,186,000 | 37,260,000 |
| Total loans | 23,089,000 | 24,387,000 | 24,401,000 | 25,631,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,393,000 | 5,470,000 | 5,452,000 | 4,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,038,000 | 31,468,000 | 33,091,000 | 31,196,000 |
| Interest-bearing deposits | 28,084,000 | 27,547,000 | 26,860,000 | 26,452,000 |
| Noninterest-bearing deposits | 5,954,000 | 3,921,000 | 6,231,000 | 4,744,000 |
| Equity capital | 5,937,000 | 5,977,000 | 6,000,000 | 6,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 666,000 | 1,009,000 | 1,354,000 |
| Interest expense | 30,000 | 59,000 | 85,000 | 109,000 |
| Net interest income | 297,000 | 607,000 | 924,000 | 1,245,000 |
| Noninterest income | 11,000 | 13,000 | 15,000 | 17,000 |
| Noninterest expense | 201,000 | 367,000 | 563,000 | 738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 253,000 | 376,000 | 524,000 |
| Income tax | 10,000 | 16,000 | 16,000 | 26,000 |
| Net income | 97,000 | 237,000 | 360,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,937,000 | 5,977,000 | 6,000,000 | 6,038,000 |
| Total capital | 6,061,000 | 6,101,000 | 6,124,000 | 6,162,000 |
| Risk-weighted assets | 26,494,000 | 28,828,000 | 28,255,000 | 29,044,000 |