Call reports 2012
FARMERS SAVINGS BANK — 2012
What FARMERS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,791,000 | 36,013,000 | 38,223,000 | 39,842,000 |
| Total loans | 22,517,000 | 23,797,000 | 24,403,000 | 22,294,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,315,000 | 4,472,000 | 4,453,000 | 4,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,856,000 | 30,010,000 | 32,190,000 | 33,870,000 |
| Interest-bearing deposits | 26,482,000 | 26,232,000 | 25,800,000 | 29,700,000 |
| Noninterest-bearing deposits | 4,374,000 | 3,778,000 | 6,390,000 | 4,170,000 |
| Equity capital | 5,862,000 | 5,915,000 | 5,927,000 | 5,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 689,000 | 1,042,000 | 1,385,000 |
| Interest expense | 43,000 | 78,000 | 121,000 | 152,000 |
| Net interest income | 293,000 | 611,000 | 921,000 | 1,233,000 |
| Noninterest income | 10,000 | 13,000 | 16,000 | 5,000 |
| Noninterest expense | 219,000 | 386,000 | 580,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 238,000 | 357,000 | 477,000 |
| Income tax | 9,000 | 10,000 | 17,000 | 24,000 |
| Net income | 75,000 | 228,000 | 340,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,862,000 | 5,915,000 | 5,927,000 | 5,940,000 |
| Total capital | 5,986,000 | 6,039,000 | 6,051,000 | 6,064,000 |
| Risk-weighted assets | 29,794,000 | 27,627,000 | 28,177,000 | 31,004,000 |