Call reports 2011
FARMERS SAVINGS BANK — 2011
What FARMERS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,949,000 | 33,777,000 | 36,316,000 | 35,148,000 |
| Total loans | 24,059,000 | 23,754,000 | 23,743,000 | 23,138,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,159,000 | 4,133,000 | 4,133,000 | 3,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,083,000 | 27,831,000 | 30,300,000 | 29,217,000 |
| Interest-bearing deposits | 24,103,000 | 24,369,000 | 24,534,000 | 24,718,000 |
| Noninterest-bearing deposits | 3,980,000 | 3,462,000 | 5,766,000 | 4,499,000 |
| Equity capital | 5,784,000 | 5,840,000 | 5,868,000 | 5,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 757,000 | 1,129,000 | 1,480,000 |
| Interest expense | 56,000 | 113,000 | 170,000 | 221,000 |
| Net interest income | 314,000 | 644,000 | 959,000 | 1,259,000 |
| Noninterest income | 11,000 | 14,000 | 16,000 | 18,000 |
| Noninterest expense | 199,000 | 367,000 | 548,000 | 726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 291,000 | 427,000 | 551,000 |
| Income tax | 5,000 | 14,000 | 22,000 | 27,000 |
| Net income | 121,000 | 277,000 | 405,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,784,000 | 5,840,000 | 5,868,000 | 5,887,000 |
| Total capital | 5,908,000 | 5,964,000 | 5,992,000 | 6,011,000 |
| Risk-weighted assets | 25,623,000 | 27,012,000 | 27,857,000 | 28,486,000 |