Call reports 2016
FIRST NATIONAL BANK OF HUTCHINSON, THE — 2016
What FIRST NATIONAL BANK OF HUTCHINSON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 677,871,000 | 666,458,000 | 654,752,000 | 701,663,000 |
| Total loans | 392,945,000 | 390,865,000 | 397,912,000 | 400,556,000 |
| Allowance for loan losses | 4,682,000 | 4,692,000 | 4,772,000 | 4,863,000 |
| Securities available for sale | 223,735,000 | 219,459,000 | 197,555,000 | 172,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,455,000 | 567,106,000 | 540,887,000 | 577,437,000 |
| Interest-bearing deposits | 433,506,000 | 436,832,000 | 399,539,000 | 393,021,000 |
| Noninterest-bearing deposits | 143,949,000 | 130,274,000 | 141,348,000 | 184,416,000 |
| Equity capital | 75,968,000 | 77,677,000 | 78,902,000 | 79,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,175,000 | 10,429,000 | 15,711,000 | 21,023,000 |
| Interest expense | 211,000 | 439,000 | 663,000 | 916,000 |
| Net interest income | 4,964,000 | 9,990,000 | 15,048,000 | 20,107,000 |
| Noninterest income | 2,310,000 | 4,694,000 | 7,159,000 | 9,384,000 |
| Noninterest expense | 5,392,000 | 11,036,000 | 16,597,000 | 22,671,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 450,000 |
| Pretax income | 1,807,000 | 3,512,000 | 5,533,000 | 6,593,000 |
| Income tax | 431,000 | 858,000 | 1,379,000 | 1,637,000 |
| Net income | 1,412,000 | 2,725,000 | 4,251,000 | 5,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,283,000 | 73,880,000 | 75,185,000 | 77,605,000 |
| Total capital | 76,965,000 | 78,572,000 | 79,957,000 | 82,468,000 |
| Risk-weighted assets | 506,668,000 | 499,983,000 | 506,235,000 | 512,656,000 |