Call reports 2025
FAYETTE SAVINGS BANK, SSB — 2025
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 472,670,000 | 468,862,000 | 485,848,000 | 495,999,000 |
| Total loans | 367,507,000 | 378,181,000 | 390,140,000 | 401,454,000 |
| Allowance for loan losses | 3,081,000 | 3,068,000 | 3,083,000 | 3,370,000 |
| Securities available for sale | 31,997,000 | 30,824,000 | 30,512,000 | 29,572,000 |
| Securities held to maturity | 3,564,000 | 3,562,000 | 2,925,000 | 2,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,635,000 | 422,128,000 | 436,001,000 | 445,999,000 |
| Interest-bearing deposits | 400,390,000 | 391,860,000 | 406,860,000 | 415,895,000 |
| Noninterest-bearing deposits | 27,245,000 | 30,268,000 | 29,141,000 | 30,104,000 |
| Equity capital | 43,517,000 | 45,144,000 | 47,811,000 | 48,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,408,000 | 12,971,000 | 19,667,000 | 26,638,000 |
| Interest expense | 2,778,000 | 5,486,000 | 8,117,000 | 10,853,000 |
| Net interest income | 3,630,000 | 7,485,000 | 11,550,000 | 15,785,000 |
| Noninterest income | 209,000 | 367,000 | 605,000 | 867,000 |
| Noninterest expense | 2,052,000 | 4,166,000 | 6,418,000 | 8,481,000 |
| Provision for loan losses | 0 | -13,000 | 2,000 | 289,000 |
| Pretax income | 1,787,000 | 3,656,000 | 5,667,000 | 7,826,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,787,000 | 3,656,000 | 5,667,000 | 7,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,829,000 | 50,474,000 | 52,262,000 | 52,721,000 |
| Total capital | 52,283,000 | 53,958,000 | 55,786,000 | — |
| Risk-weighted assets | 294,812,000 | 303,037,000 | 312,068,000 | — |