Call reports 2024
FAYETTE SAVINGS BANK, SSB — 2024
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 453,753,000 | 457,851,000 | 454,578,000 | 453,897,000 |
| Total loans | 360,767,000 | 362,250,000 | 361,987,000 | 365,780,000 |
| Allowance for loan losses | 2,997,000 | 3,022,000 | 3,059,000 | 3,081,000 |
| Securities available for sale | 32,864,000 | 32,397,000 | 32,575,000 | 30,206,000 |
| Securities held to maturity | 4,833,000 | 4,476,000 | 3,585,000 | 4,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,581,000 | 417,456,000 | 411,366,000 | 411,767,000 |
| Interest-bearing deposits | 379,129,000 | 386,791,000 | 386,130,000 | 384,360,000 |
| Noninterest-bearing deposits | 25,452,000 | 30,665,000 | 25,236,000 | 27,407,000 |
| Equity capital | 37,814,000 | 39,242,000 | 41,716,000 | 40,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,086,000 | 12,277,000 | 18,536,000 | 24,971,000 |
| Interest expense | 3,060,000 | 6,204,000 | 9,241,000 | 12,112,000 |
| Net interest income | 3,026,000 | 6,073,000 | 9,295,000 | 12,859,000 |
| Noninterest income | 187,000 | 399,000 | 603,000 | 696,000 |
| Noninterest expense | 1,832,000 | 3,738,000 | 5,619,000 | 7,586,000 |
| Provision for loan losses | -54,000 | -29,000 | 12,000 | 37,000 |
| Pretax income | 1,304,000 | 2,632,000 | 4,087,000 | 5,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,304,000 | 2,632,000 | 4,087,000 | 5,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,262,000 | 45,138,000 | 46,354,000 | 46,885,000 |
| Total capital | 47,453,000 | 48,354,000 | 49,656,000 | 50,340,000 |
| Risk-weighted assets | 295,410,000 | 295,773,000 | 300,595,000 | 293,064,000 |