Call reports 2023
FAYETTE SAVINGS BANK, SSB — 2023
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 384,770,000 | 411,302,000 | 424,993,000 | 444,299,000 |
| Total loans | 301,537,000 | 325,878,000 | 340,318,000 | 359,699,000 |
| Allowance for loan losses | 2,572,000 | 2,775,000 | 2,894,000 | 3,058,000 |
| Securities available for sale | 37,335,000 | 35,831,000 | 33,425,000 | 34,742,000 |
| Securities held to maturity | 6,745,000 | 6,383,000 | 5,259,000 | 5,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,695,000 | 369,578,000 | 383,295,000 | 400,025,000 |
| Interest-bearing deposits | 329,642,000 | 342,238,000 | 357,659,000 | 371,503,000 |
| Noninterest-bearing deposits | 24,053,000 | 27,340,000 | 25,636,000 | 28,522,000 |
| Equity capital | 30,043,000 | 30,849,000 | 30,443,000 | 33,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,096,000 | 8,836,000 | 14,040,000 | 19,684,000 |
| Interest expense | 1,317,000 | 3,055,000 | 5,470,000 | 8,185,000 |
| Net interest income | 2,779,000 | 5,781,000 | 8,570,000 | 11,499,000 |
| Noninterest income | 181,000 | 395,000 | 609,000 | 806,000 |
| Noninterest expense | 1,586,000 | 3,359,000 | 5,076,000 | 6,805,000 |
| Provision for loan losses | 98,000 | 300,000 | 420,000 | 584,000 |
| Pretax income | 1,276,000 | 2,517,000 | 3,683,000 | 4,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,276,000 | 2,517,000 | 3,683,000 | 4,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,061,000 | 37,291,000 | 38,184,000 | 38,725,000 |
| Total capital | 38,633,000 | 40,065,000 | 41,078,000 | 41,783,000 |
| Risk-weighted assets | 249,140,000 | 267,679,000 | 276,552,000 | 293,624,000 |