Call reports 2022
FAYETTE SAVINGS BANK, SSB — 2022
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 333,059,000 | 341,687,000 | 357,434,000 | 370,405,000 |
| Total loans | 244,923,000 | 264,124,000 | 276,709,000 | 288,879,000 |
| Allowance for loan losses | 2,181,000 | 2,226,000 | 2,241,000 | 2,456,000 |
| Securities available for sale | 44,722,000 | 40,644,000 | 38,765,000 | 37,432,000 |
| Securities held to maturity | 7,461,000 | 7,444,000 | 6,769,000 | 6,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,549,000 | 313,849,000 | 328,663,000 | 341,614,000 |
| Interest-bearing deposits | 292,607,000 | 286,493,000 | 303,989,000 | 317,822,000 |
| Noninterest-bearing deposits | 10,942,000 | 27,356,000 | 24,674,000 | 23,792,000 |
| Equity capital | 28,650,000 | 27,216,000 | 27,974,000 | 28,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 6,005,000 | 9,399,000 | 13,150,000 |
| Interest expense | 362,000 | 749,000 | 1,256,000 | 2,229,000 |
| Net interest income | 2,524,000 | 5,256,000 | 8,143,000 | 10,921,000 |
| Noninterest income | 171,000 | 335,000 | 520,000 | 702,000 |
| Noninterest expense | 1,523,000 | 3,126,000 | 4,651,000 | 6,310,000 |
| Provision for loan losses | 15,000 | 60,000 | 75,000 | 290,000 |
| Pretax income | 1,157,000 | 2,405,000 | 3,937,000 | 5,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,157,000 | 2,405,000 | 3,937,000 | 5,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,135,000 | 33,314,000 | 34,631,000 | 35,081,000 |
| Total capital | 34,316,000 | 35,540,000 | 36,872,000 | 37,537,000 |
| Risk-weighted assets | 211,732,000 | 223,928,000 | 233,063,000 | 241,123,000 |