Call reports 2021
FAYETTE SAVINGS BANK, SSB — 2021
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 286,143,000 | 295,196,000 | 305,564,000 | 316,439,000 |
| Total loans | 213,102,000 | 219,564,000 | 215,223,000 | 226,750,000 |
| Allowance for loan losses | 1,779,000 | 2,081,000 | 2,135,000 | 2,180,000 |
| Securities available for sale | 17,005,000 | 25,541,000 | 41,956,000 | 41,642,000 |
| Securities held to maturity | 9,481,000 | 8,816,000 | 7,495,000 | 7,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,039,000 | 267,127,000 | 276,517,000 | 287,253,000 |
| Interest-bearing deposits | 246,328,000 | 254,577,000 | 262,834,000 | 273,676,000 |
| Noninterest-bearing deposits | 12,710,000 | 12,551,000 | 13,684,000 | 13,576,000 |
| Equity capital | 23,505,000 | 24,436,000 | 28,365,000 | 28,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,640,000 | 8,950,000 | 11,695,000 |
| Interest expense | 493,000 | 978,000 | 1,373,000 | 1,733,000 |
| Net interest income | 2,086,000 | 4,662,000 | 7,577,000 | 9,962,000 |
| Noninterest income | 93,000 | 196,000 | 335,000 | 463,000 |
| Noninterest expense | 1,210,000 | 2,569,000 | 3,983,000 | 5,238,000 |
| Provision for loan losses | 149,000 | 451,000 | 505,000 | 550,000 |
| Pretax income | 884,000 | 1,902,000 | 3,488,000 | 4,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 884,000 | 1,902,000 | 3,488,000 | 4,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,725,000 | 24,650,000 | 28,505,000 | 29,064,000 |
| Total capital | 25,504,000 | 26,731,000 | 30,640,000 | 31,244,000 |
| Risk-weighted assets | 179,925,000 | 186,401,000 | 186,479,000 | 196,921,000 |