Call reports 2020
FAYETTE SAVINGS BANK, SSB — 2020
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 219,620,000 | 254,686,000 | 272,064,000 | 269,373,000 |
| Total loans | 181,187,000 | 204,091,000 | 210,048,000 | 204,094,000 |
| Allowance for loan losses | 889,000 | 1,114,000 | 1,397,000 | 1,630,000 |
| Securities available for sale | 14,615,000 | 13,664,000 | 12,150,000 | 14,067,000 |
| Securities held to maturity | 9,540,000 | 9,464,000 | 8,224,000 | 9,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,715,000 | 224,756,000 | 233,706,000 | 243,171,000 |
| Interest-bearing deposits | 187,180,000 | 212,101,000 | 221,815,000 | 229,554,000 |
| Noninterest-bearing deposits | 9,534,000 | 12,654,000 | 11,890,000 | 13,617,000 |
| Equity capital | 19,945,000 | 20,337,000 | 21,032,000 | 23,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,859,000 | 7,589,000 | 10,290,000 |
| Interest expense | 695,000 | 1,377,000 | 1,983,000 | 2,481,000 |
| Net interest income | 1,595,000 | 3,482,000 | 5,606,000 | 7,809,000 |
| Noninterest income | 71,000 | 142,000 | 230,000 | 326,000 |
| Noninterest expense | 1,073,000 | 2,183,000 | 3,376,000 | 4,544,000 |
| Provision for loan losses | 45,000 | 270,000 | 553,000 | 786,000 |
| Pretax income | 548,000 | 1,171,000 | 1,907,000 | 2,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 1,171,000 | 1,907,000 | 2,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,894,000 | 20,148,000 | 20,851,000 | 23,054,000 |
| Total capital | 20,783,000 | 21,262,000 | 22,248,000 | 24,684,000 |
| Risk-weighted assets | 145,117,000 | 170,521,000 | 178,907,000 | 171,828,000 |