Call reports 2019
FAYETTE SAVINGS BANK, SSB — 2019
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,774,000 | 190,361,000 | 203,500,000 | 208,610,000 |
| Total loans | 151,708,000 | 162,044,000 | 166,699,000 | 173,974,000 |
| Allowance for loan losses | 729,000 | 756,000 | 799,000 | 844,000 |
| Securities available for sale | 7,683,000 | 7,581,000 | 11,343,000 | 10,855,000 |
| Securities held to maturity | 11,336,000 | 11,152,000 | 10,658,000 | 10,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,726,000 | 161,950,000 | 181,523,000 | 185,753,000 |
| Interest-bearing deposits | 144,036,000 | 153,479,000 | 171,633,000 | 174,149,000 |
| Noninterest-bearing deposits | 7,690,000 | 8,471,000 | 9,890,000 | 11,604,000 |
| Equity capital | 14,380,000 | 16,925,000 | 18,769,000 | 19,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,904,000 | 6,042,000 | 8,283,000 |
| Interest expense | 513,000 | 1,086,000 | 1,712,000 | 2,363,000 |
| Net interest income | 1,372,000 | 2,818,000 | 4,330,000 | 5,920,000 |
| Noninterest income | 67,000 | 139,000 | 304,000 | 381,000 |
| Noninterest expense | 857,000 | 1,768,000 | 2,658,000 | 3,643,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 145,000 |
| Pretax income | 552,000 | 1,129,000 | 1,876,000 | 2,513,000 |
| Income tax | 0 | 0 | 20,000 | 22,000 |
| Net income | 552,000 | 1,129,000 | 1,856,000 | 2,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,779,000 | 16,754,000 | 18,917,000 | 19,346,000 |
| Total capital | 15,508,000 | 17,510,000 | 19,716,000 | 20,190,000 |
| Risk-weighted assets | 115,778,000 | 124,556,000 | 129,419,000 | 137,035,000 |