Call reports 2018
FAYETTE SAVINGS BANK, SSB — 2018
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 149,606,000 | 158,923,000 | 167,317,000 | 175,093,000 |
| Total loans | 120,899,000 | 130,518,000 | 140,523,000 | 148,595,000 |
| Allowance for loan losses | 622,000 | 652,000 | 682,000 | 701,000 |
| Securities available for sale | 8,918,000 | 8,518,000 | 8,119,000 | 7,899,000 |
| Securities held to maturity | 12,793,000 | 12,758,000 | 11,395,000 | 11,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,872,000 | 135,852,000 | 144,375,000 | 148,944,000 |
| Interest-bearing deposits | 120,680,000 | 128,000,000 | 135,966,000 | 141,918,000 |
| Noninterest-bearing deposits | 8,191,000 | 7,853,000 | 8,409,000 | 7,026,000 |
| Equity capital | 12,884,000 | 13,051,000 | 13,412,000 | 13,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,016,000 | 4,702,000 | 6,511,000 |
| Interest expense | 254,000 | 552,000 | 925,000 | 1,390,000 |
| Net interest income | 1,215,000 | 2,464,000 | 3,777,000 | 5,121,000 |
| Noninterest income | 36,000 | 70,000 | 110,000 | 156,000 |
| Noninterest expense | 743,000 | 1,476,000 | 2,229,000 | 2,969,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 496,000 | 1,016,000 | 1,586,000 | 2,206,000 |
| Income tax | 0 | 0 | 0 | -24,000 |
| Net income | 496,000 | 1,016,000 | 1,586,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,396,000 | 13,577,000 | 13,953,000 | 14,405,000 |
| Total capital | 14,018,000 | 14,229,000 | 14,635,000 | 15,106,000 |
| Risk-weighted assets | 93,724,000 | 101,047,000 | 108,983,000 | 114,624,000 |