Call reports 2017
FAYETTE SAVINGS BANK, SSB — 2017
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,370,000 | 133,573,000 | 139,361,000 | 145,413,000 |
| Total loans | 93,471,000 | 100,315,000 | 107,592,000 | 114,473,000 |
| Allowance for loan losses | 517,000 | 542,000 | 567,000 | 592,000 |
| Securities available for sale | 14,018,000 | 13,603,000 | 13,069,000 | 12,453,000 |
| Securities held to maturity | 11,787,000 | 12,471,000 | 13,057,000 | 12,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,401,000 | 120,763,000 | 121,920,000 | 128,334,000 |
| Interest-bearing deposits | 108,789,000 | 111,893,000 | 113,328,000 | 120,261,000 |
| Noninterest-bearing deposits | 9,611,000 | 8,869,000 | 8,592,000 | 8,073,000 |
| Equity capital | 11,551,000 | 11,993,000 | 12,311,000 | 12,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,493,000 | 3,824,000 | 5,237,000 |
| Interest expense | 210,000 | 424,000 | 653,000 | 901,000 |
| Net interest income | 1,009,000 | 2,069,000 | 3,171,000 | 4,336,000 |
| Noninterest income | 23,000 | 62,000 | 136,000 | 184,000 |
| Noninterest expense | 648,000 | 1,300,000 | 1,985,000 | 2,683,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 359,000 | 781,000 | 1,247,000 | 1,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 359,000 | 781,000 | 1,247,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,981,000 | 12,271,000 | 12,581,000 | 12,900,000 |
| Total capital | 12,498,000 | 12,813,000 | 13,148,000 | 13,492,000 |
| Risk-weighted assets | 73,879,000 | 79,760,000 | 85,456,000 | 91,645,000 |