Call reports 2016
FAYETTE SAVINGS BANK, SSB — 2016
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,880,000 | 106,617,000 | 119,628,000 | 128,177,000 |
| Total loans | 79,707,000 | 84,889,000 | 87,067,000 | 89,558,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Securities available for sale | 8,499,000 | 8,102,000 | 12,519,000 | 13,488,000 |
| Securities held to maturity | 7,513,000 | 6,751,000 | 8,384,000 | 10,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,955,000 | 96,613,000 | 109,347,000 | 116,506,000 |
| Interest-bearing deposits | 83,899,000 | 87,108,000 | 101,003,000 | 106,912,000 |
| Noninterest-bearing deposits | 8,056,000 | 9,505,000 | 8,344,000 | 9,594,000 |
| Equity capital | 9,286,000 | 9,501,000 | 9,978,000 | 11,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,086,000 | 3,196,000 | 4,378,000 |
| Interest expense | 155,000 | 316,000 | 496,000 | 701,000 |
| Net interest income | 879,000 | 1,770,000 | 2,700,000 | 3,677,000 |
| Noninterest income | 27,000 | 49,000 | 75,000 | 84,000 |
| Noninterest expense | 748,000 | 1,399,000 | 2,073,000 | 2,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 444,000 | 736,000 | 1,130,000 |
| Income tax | 37,000 | 119,000 | 141,000 | 211,000 |
| Net income | 121,000 | 325,000 | 595,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,286,000 | 9,501,000 | 9,978,000 | 11,741,000 |
| Total capital | 9,778,000 | 9,993,000 | 10,470,000 | 12,233,000 |
| Risk-weighted assets | 63,757,000 | 66,221,000 | 69,565,000 | 72,571,000 |