Call reports 2015
FAYETTE SAVINGS BANK, SSB — 2015
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 99,389,000 | 100,120,000 | 106,658,000 | 101,285,000 |
| Total loans | 69,736,000 | 72,461,000 | 76,368,000 | 76,772,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Securities available for sale | 10,116,000 | 9,616,000 | 9,215,000 | 8,772,000 |
| Securities held to maturity | 8,437,000 | 8,413,000 | 7,625,000 | 7,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,014,000 | 91,683,000 | 89,439,000 | 91,372,000 |
| Interest-bearing deposits | 81,672,000 | 82,587,000 | 81,169,000 | 82,469,000 |
| Noninterest-bearing deposits | 9,342,000 | 9,096,000 | 8,270,000 | 8,903,000 |
| Equity capital | 7,936,000 | 8,069,000 | 8,927,000 | 9,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,933,000 | 2,942,000 | 3,957,000 |
| Interest expense | 117,000 | 238,000 | 371,000 | 526,000 |
| Net interest income | 835,000 | 1,695,000 | 2,571,000 | 3,431,000 |
| Noninterest income | 30,000 | 57,000 | 1,089,000 | 1,122,000 |
| Noninterest expense | 657,000 | 1,302,000 | 1,976,000 | 2,580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 480,000 | 1,714,000 | 2,003,000 |
| Income tax | 62,000 | 127,000 | 528,000 | 614,000 |
| Net income | 176,000 | 353,000 | 1,186,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,935,000 | 8,002,000 | 8,927,000 | 9,149,000 |
| Total capital | 8,427,000 | 8,494,000 | 9,419,000 | 9,641,000 |
| Risk-weighted assets | 57,873,000 | 59,810,000 | 62,087,000 | 60,434,000 |