Call reports 2014
FAYETTE SAVINGS BANK, SSB — 2014
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,528,000 | 93,372,000 | 95,213,000 | 97,210,000 |
| Total loans | 57,255,000 | 60,605,000 | 62,970,000 | 67,247,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Securities available for sale | 13,869,000 | 12,275,000 | 11,880,000 | 13,045,000 |
| Securities held to maturity | 9,526,000 | 9,496,000 | 8,487,000 | 8,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,113,000 | 85,661,000 | 87,275,000 | 89,098,000 |
| Interest-bearing deposits | 75,576,000 | 76,445,000 | 78,280,000 | 80,057,000 |
| Noninterest-bearing deposits | 10,537,000 | 9,216,000 | 8,995,000 | 9,041,000 |
| Equity capital | 7,142,000 | 7,380,000 | 7,518,000 | 7,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,763,000 | 2,658,000 | 3,593,000 |
| Interest expense | 108,000 | 222,000 | 338,000 | 457,000 |
| Net interest income | 767,000 | 1,541,000 | 2,320,000 | 3,136,000 |
| Noninterest income | 33,000 | 67,000 | 109,000 | 145,000 |
| Noninterest expense | 590,000 | 1,187,000 | 1,790,000 | 2,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 425,000 | 649,000 | 878,000 |
| Income tax | 52,000 | 103,000 | 160,000 | 222,000 |
| Net income | 161,000 | 322,000 | 489,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,265,000 | 7,426,000 | 7,593,000 | 7,760,000 |
| Total capital | 7,757,000 | 7,918,000 | 8,085,000 | 8,252,000 |
| Risk-weighted assets | 51,349,000 | 52,882,000 | 53,376,000 | 55,815,000 |