Call reports 2013
FAYETTE SAVINGS BANK, SSB — 2013
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,806,000 | 86,891,000 | 90,013,000 | 93,862,000 |
| Total loans | 45,819,000 | 48,741,000 | 52,062,000 | 55,212,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Securities available for sale | 15,997,000 | 15,889,000 | 16,902,000 | 17,272,000 |
| Securities held to maturity | 8,280,000 | 10,148,000 | 9,622,000 | 9,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,313,000 | 79,533,000 | 82,571,000 | 86,373,000 |
| Interest-bearing deposits | 69,944,000 | 71,866,000 | 73,872,000 | 77,693,000 |
| Noninterest-bearing deposits | 7,369,000 | 7,667,000 | 8,699,000 | 8,680,000 |
| Equity capital | 7,092,000 | 7,047,000 | 7,103,000 | 7,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,613,000 | 2,462,000 | 3,330,000 |
| Interest expense | 95,000 | 199,000 | 307,000 | 417,000 |
| Net interest income | 713,000 | 1,414,000 | 2,155,000 | 2,913,000 |
| Noninterest income | 39,000 | 76,000 | 114,000 | 152,000 |
| Noninterest expense | 571,000 | 1,165,000 | 1,744,000 | 2,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 333,000 | 574,000 | 759,000 |
| Income tax | 43,000 | 75,000 | 136,000 | 176,000 |
| Net income | 138,000 | 258,000 | 438,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,952,000 | 7,072,000 | 7,252,000 | 7,397,000 |
| Total capital | 7,444,000 | 7,564,000 | 7,744,000 | 7,889,000 |
| Risk-weighted assets | 43,464,000 | 46,907,000 | 49,267,000 | 50,595,000 |