Call reports 2012
FAYETTE SAVINGS BANK, SSB — 2012
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,442,000 | 83,736,000 | 82,860,000 | 84,209,000 |
| Total loans | 42,999,000 | 44,946,000 | 44,159,000 | 45,399,000 |
| Allowance for loan losses | 492,000 | 493,000 | 492,000 | 492,000 |
| Securities available for sale | 19,313,000 | 18,565,000 | 17,786,000 | 17,094,000 |
| Securities held to maturity | 8,451,000 | 8,663,000 | 8,215,000 | 8,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,106,000 | 76,232,000 | 75,048,000 | 76,488,000 |
| Interest-bearing deposits | 76,357,000 | 69,629,000 | 68,638,000 | 68,889,000 |
| Noninterest-bearing deposits | 6,749,000 | 6,603,000 | 6,410,000 | 7,599,000 |
| Equity capital | 6,802,000 | 7,021,000 | 7,200,000 | 7,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,693,000 | 2,535,000 | 3,344,000 |
| Interest expense | 107,000 | 210,000 | 312,000 | 413,000 |
| Net interest income | 735,000 | 1,483,000 | 2,223,000 | 2,931,000 |
| Noninterest income | 42,000 | 67,000 | 107,000 | 149,000 |
| Noninterest expense | 563,000 | 1,125,000 | 1,699,000 | 2,277,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | -20,000 |
| Pretax income | 214,000 | 471,000 | 762,000 | 942,000 |
| Income tax | 53,000 | 121,000 | 200,000 | 246,000 |
| Net income | 161,000 | 350,000 | 562,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,573,000 | 6,762,000 | 6,973,000 | 7,107,000 |
| Total capital | 7,065,000 | 7,255,000 | 7,465,000 | 7,599,000 |
| Risk-weighted assets | 42,739,000 | 42,666,000 | 41,960,000 | 43,365,000 |