Call reports 2011
FAYETTE SAVINGS BANK, SSB — 2011
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,662,000 | 84,152,000 | 88,045,000 | 84,320,000 |
| Total loans | 41,587,000 | 42,491,000 | 43,179,000 | 42,488,000 |
| Allowance for loan losses | 495,000 | 495,000 | 495,000 | 495,000 |
| Securities available for sale | 19,210,000 | 19,879,000 | 20,260,000 | 19,401,000 |
| Securities held to maturity | 5,232,000 | 5,901,000 | 6,227,000 | 8,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,737,000 | 76,971,000 | 80,518,000 | 76,834,000 |
| Interest-bearing deposits | 69,629,000 | 71,101,000 | 73,694,000 | 69,523,000 |
| Noninterest-bearing deposits | 7,108,000 | 5,870,000 | 6,824,000 | 7,311,000 |
| Equity capital | 6,397,000 | 6,634,000 | 6,916,000 | 6,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,746,000 | 2,665,000 | 3,546,000 |
| Interest expense | 157,000 | 310,000 | 461,000 | 577,000 |
| Net interest income | 714,000 | 1,436,000 | 2,204,000 | 2,969,000 |
| Noninterest income | 39,000 | 77,000 | 120,000 | 163,000 |
| Noninterest expense | 541,000 | 1,073,000 | 1,613,000 | 2,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 440,000 | 759,000 | 1,002,000 |
| Income tax | 57,000 | 120,000 | 213,000 | 283,000 |
| Net income | 155,000 | 320,000 | 546,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,142,000 | 6,306,000 | 6,533,000 | 6,705,000 |
| Total capital | 6,637,000 | 6,801,000 | 7,028,000 | 7,200,000 |
| Risk-weighted assets | 39,858,000 | 40,143,000 | 41,300,000 | 40,765,000 |