Call reports 2010
FAYETTE SAVINGS BANK, SSB — 2010
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,511,000 | 72,961,000 | 77,118,000 | 80,102,000 |
| Total loans | 40,779,000 | 41,555,000 | 41,507,000 | 41,568,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 495,000 |
| Securities available for sale | 23,158,000 | 20,193,000 | 20,054,000 | 19,407,000 |
| Securities held to maturity | 3,321,000 | 4,413,000 | 5,225,000 | 5,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,542,000 | 66,101,000 | 70,099,000 | 73,108,000 |
| Interest-bearing deposits | 58,184,000 | 60,847,000 | 64,402,000 | 66,999,000 |
| Noninterest-bearing deposits | 9,358,000 | 5,254,000 | 5,697,000 | 6,109,000 |
| Equity capital | 6,111,000 | 6,320,000 | 6,464,000 | 6,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,803,000 | 2,675,000 | 3,562,000 |
| Interest expense | 209,000 | 398,000 | 582,000 | 744,000 |
| Net interest income | 703,000 | 1,405,000 | 2,093,000 | 2,818,000 |
| Noninterest income | 46,000 | 89,000 | 130,000 | 189,000 |
| Noninterest expense | 531,000 | 1,071,000 | 1,605,000 | 2,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 427,000 | 622,000 | 825,000 |
| Income tax | 63,000 | 122,000 | 174,000 | 233,000 |
| Net income | 155,000 | 305,000 | 448,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,843,000 | 5,992,000 | 6,136,000 | 6,280,000 |
| Total capital | 6,324,000 | 6,478,000 | 6,635,000 | 6,774,000 |
| Risk-weighted assets | 38,469,000 | 38,880,000 | 39,913,000 | 39,533,000 |