Call reports 2009
FAYETTE SAVINGS BANK, SSB — 2009
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 70,191,000 | 70,965,000 | 73,818,000 | 74,387,000 |
| Total loans | 39,131,000 | 39,456,000 | 40,646,000 | 41,236,000 |
| Allowance for loan losses | 501,000 | 501,000 | 497,000 | 502,000 |
| Securities available for sale | 22,639,000 | 22,924,000 | 22,610,000 | 25,018,000 |
| Securities held to maturity | 4,011,000 | 4,326,000 | 3,758,000 | 3,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,531,000 | 64,628,000 | 67,162,000 | 67,551,000 |
| Interest-bearing deposits | 58,676,000 | 59,243,000 | 62,449,000 | 62,696,000 |
| Noninterest-bearing deposits | 4,855,000 | 5,385,000 | 4,713,000 | 4,855,000 |
| Equity capital | 5,808,000 | 5,825,000 | 6,089,000 | 6,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,904,000 | 2,849,000 | 3,785,000 |
| Interest expense | 266,000 | 526,000 | 773,000 | 1,013,000 |
| Net interest income | 683,000 | 1,378,000 | 2,076,000 | 2,772,000 |
| Noninterest income | 45,000 | 92,000 | 144,000 | 194,000 |
| Noninterest expense | 521,000 | 1,089,000 | 1,626,000 | 2,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 381,000 | 656,000 | 839,000 |
| Income tax | 60,000 | 107,000 | 188,000 | 242,000 |
| Net income | 147,000 | 274,000 | 468,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,531,000 | 5,658,000 | 5,852,000 | 5,981,000 |
| Total capital | 5,990,000 | 6,128,000 | 6,333,000 | 6,470,000 |
| Risk-weighted assets | 36,701,000 | 37,534,000 | 38,484,000 | 39,121,000 |