Call reports 2005
FAYETTE SAVINGS BANK, SSB — 2005
What FAYETTE SAVINGS BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,213,000 | 58,063,000 | 58,334,000 | 58,951,000 |
| Total loans | 34,075,000 | 34,873,000 | 35,273,000 | 35,168,000 |
| Allowance for loan losses | 624,000 | 625,000 | 625,000 | 624,000 |
| Securities available for sale | 14,198,000 | 13,554,000 | 12,002,000 | 12,586,000 |
| Securities held to maturity | 4,317,000 | 4,316,000 | 4,440,000 | 4,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,837,000 | 52,826,000 | 53,059,000 | 53,463,000 |
| Interest-bearing deposits | 48,774,000 | 48,333,000 | 48,307,000 | 48,510,000 |
| Noninterest-bearing deposits | 5,063,000 | 4,493,000 | 4,752,000 | 4,953,000 |
| Equity capital | 4,695,000 | 4,862,000 | 4,948,000 | 5,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,512,000 | 2,256,000 | 3,166,000 |
| Interest expense | 141,000 | 298,000 | 486,000 | 698,000 |
| Net interest income | 596,000 | 1,214,000 | 1,770,000 | 2,468,000 |
| Noninterest income | 58,000 | 117,000 | 176,000 | 239,000 |
| Noninterest expense | 484,000 | 983,000 | 1,445,000 | 1,993,000 |
| Provision for loan losses | 0 | 0 | 0 | -42,000 |
| Pretax income | 170,000 | 348,000 | 501,000 | 756,000 |
| Income tax | 46,000 | 95,000 | 134,000 | 206,000 |
| Net income | 124,000 | 253,000 | 367,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,813,000 | 4,942,000 | 5,056,000 | 5,239,000 |
| Total capital | 5,215,000 | 5,346,000 | 5,470,000 | 5,648,000 |
| Risk-weighted assets | 31,964,000 | 32,077,000 | 32,898,000 | 32,516,000 |
Machine access — free, no API key
Every figure shown here about FAYETTE SAVINGS BANK, SSB — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.