Call reports 2018
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2018
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 218,365,000 | 219,632,000 | 218,485,000 | 221,760,000 |
| Total loans | 116,022,000 | 117,786,000 | 119,812,000 | 124,843,000 |
| Allowance for loan losses | 1,066,000 | 1,096,000 | 1,123,000 | 988,000 |
| Securities available for sale | 80,593,000 | 85,204,000 | 80,609,000 | 80,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,920,000 | 180,261,000 | 176,755,000 | 177,000,000 |
| Interest-bearing deposits | 167,471,000 | 164,353,000 | 160,974,000 | 160,683,000 |
| Noninterest-bearing deposits | 16,449,000 | 15,908,000 | 15,781,000 | 16,317,000 |
| Equity capital | 32,250,000 | 32,116,000 | 32,188,000 | 33,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,853,000 | 5,985,000 | 8,010,000 |
| Interest expense | 204,000 | 420,000 | 659,000 | 931,000 |
| Net interest income | 1,669,000 | 3,433,000 | 5,326,000 | 7,079,000 |
| Noninterest income | 81,000 | 105,000 | 171,000 | 257,000 |
| Noninterest expense | 1,254,000 | 2,533,000 | 3,812,000 | 5,078,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 487,000 | 966,000 | 1,485,000 | 2,028,000 |
| Income tax | 94,000 | 638,000 | 729,000 | 824,000 |
| Net income | 393,000 | 328,000 | 756,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,909,000 | 32,852,000 | 33,271,000 | 33,719,000 |
| Total capital | 33,975,000 | 33,948,000 | 34,394,000 | 34,707,000 |
| Risk-weighted assets | 109,404,000 | 112,375,000 | 118,224,000 | 122,447,000 |