Call reports 2017
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2017
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 228,059,000 | 224,473,000 | 224,961,000 | 220,402,000 |
| Total loans | 115,102,000 | 114,967,000 | 117,851,000 | 116,310,000 |
| Allowance for loan losses | 1,048,000 | 976,000 | 1,006,000 | 1,036,000 |
| Securities available for sale | 93,561,000 | 90,152,000 | 88,899,000 | 85,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,887,000 | 187,212,000 | 187,203,000 | 185,466,000 |
| Interest-bearing deposits | 171,710,000 | 170,965,000 | 171,007,000 | 169,012,000 |
| Noninterest-bearing deposits | 16,177,000 | 16,247,000 | 16,196,000 | 16,454,000 |
| Equity capital | 31,095,000 | 32,090,000 | 32,528,000 | 32,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,600,000 | 5,415,000 | 7,311,000 |
| Interest expense | 231,000 | 459,000 | 684,000 | 904,000 |
| Net interest income | 1,527,000 | 3,141,000 | 4,731,000 | 6,407,000 |
| Noninterest income | 82,000 | 163,000 | 239,000 | 323,000 |
| Noninterest expense | 1,203,000 | 2,411,000 | 3,579,000 | 4,836,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 359,000 | 801,000 | 1,269,000 | 1,734,000 |
| Income tax | 97,000 | 202,000 | 307,000 | 406,000 |
| Net income | 262,000 | 599,000 | 962,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,450,000 | 31,786,000 | 32,149,000 | 32,515,000 |
| Total capital | 32,498,000 | 32,762,000 | 33,155,000 | 33,551,000 |
| Risk-weighted assets | 105,995,000 | 105,754,000 | 108,228,000 | 108,493,000 |