Call reports 2016
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2016
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 220,029,000 | 221,973,000 | 220,327,000 | 224,031,000 |
| Total loans | 115,048,000 | 113,812,000 | 115,070,000 | 114,943,000 |
| Allowance for loan losses | 951,000 | 944,000 | 975,000 | 1,003,000 |
| Securities available for sale | 86,436,000 | 87,560,000 | 77,674,000 | 89,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,536,000 | 187,801,000 | 186,315,000 | 186,112,000 |
| Interest-bearing deposits | 172,337,000 | 172,501,000 | 170,621,000 | 170,465,000 |
| Noninterest-bearing deposits | 14,199,000 | 15,300,000 | 15,694,000 | 15,647,000 |
| Equity capital | 31,492,000 | 32,085,000 | 31,853,000 | 30,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,381,000 | 5,083,000 | 6,787,000 |
| Interest expense | 258,000 | 507,000 | 747,000 | 979,000 |
| Net interest income | 1,432,000 | 2,874,000 | 4,336,000 | 5,808,000 |
| Noninterest income | 92,000 | 182,000 | 179,000 | 279,000 |
| Noninterest expense | 1,277,000 | 2,533,000 | 3,639,000 | 4,788,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 202,000 | 433,000 | 871,000 | 1,230,000 |
| Income tax | 51,000 | 108,000 | 348,000 | 473,000 |
| Net income | 151,000 | 325,000 | 523,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,581,000 | 30,754,000 | 30,941,000 | 31,187,000 |
| Total capital | 31,532,000 | 31,697,000 | 31,916,000 | 32,190,000 |
| Risk-weighted assets | 100,191,000 | 103,748,000 | 103,846,000 | 105,415,000 |