Call reports 2015
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2015
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 222,046,000 | 224,026,000 | 220,593,000 | 219,960,000 |
| Total loans | 106,867,000 | 116,455,000 | 114,141,000 | 115,521,000 |
| Allowance for loan losses | 922,000 | 952,000 | 917,000 | 919,000 |
| Securities available for sale | 88,768,000 | 87,758,000 | 83,912,000 | 87,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,728,000 | 187,859,000 | 187,336,000 | 187,092,000 |
| Interest-bearing deposits | 175,260,000 | 173,842,000 | 173,863,000 | 173,320,000 |
| Noninterest-bearing deposits | 13,468,000 | 14,017,000 | 13,473,000 | 13,772,000 |
| Equity capital | 31,222,000 | 30,695,000 | 31,200,000 | 30,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,447,000 | 5,162,000 | 6,876,000 |
| Interest expense | 299,000 | 583,000 | 865,000 | 1,136,000 |
| Net interest income | 1,435,000 | 2,864,000 | 4,297,000 | 5,740,000 |
| Noninterest income | 65,000 | 115,000 | 190,000 | 275,000 |
| Noninterest expense | 1,245,000 | 2,468,000 | 3,830,000 | 5,101,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 210,000 | 421,000 | 522,000 | 734,000 |
| Income tax | 85,000 | 172,000 | 131,000 | 184,000 |
| Net income | 125,000 | 249,000 | 391,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,005,000 | 30,130,000 | 30,271,000 | 30,430,000 |
| Total capital | 30,927,000 | 31,082,000 | 31,188,000 | 31,349,000 |
| Risk-weighted assets | 98,592,000 | 101,873,000 | 102,205,000 | 100,794,000 |