Call reports 2013
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2013
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,371,000 | 227,131,000 | 225,051,000 | 223,085,000 |
| Total loans | 99,299,000 | 96,388,000 | 96,587,000 | 96,310,000 |
| Allowance for loan losses | 842,000 | 935,000 | 1,004,000 | 893,000 |
| Securities available for sale | 93,569,000 | 94,936,000 | 97,102,000 | 99,459,000 |
| Securities held to maturity | 383,000 | 358,000 | 334,000 | 302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,525,000 | 194,292,000 | 192,366,000 | 191,321,000 |
| Interest-bearing deposits | 185,810,000 | 183,798,000 | 182,552,000 | 180,826,000 |
| Noninterest-bearing deposits | 9,715,000 | 10,494,000 | 9,814,000 | 10,495,000 |
| Equity capital | 31,287,000 | 30,573,000 | 30,451,000 | 29,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,883,000 | 3,853,000 | 5,708,000 | 7,540,000 |
| Interest expense | 446,000 | 862,000 | 1,261,000 | 1,647,000 |
| Net interest income | 1,437,000 | 2,991,000 | 4,447,000 | 5,893,000 |
| Noninterest income | 27,000 | 103,000 | -7,000 | -21,000 |
| Noninterest expense | 1,221,000 | 2,514,000 | 3,736,000 | 4,970,000 |
| Provision for loan losses | 135,000 | 270,000 | 345,000 | 420,000 |
| Pretax income | 108,000 | 291,000 | 340,000 | 463,000 |
| Income tax | 27,000 | 73,000 | 85,000 | 116,000 |
| Net income | 81,000 | 218,000 | 255,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,116,000 | 29,253,000 | 29,290,000 | 29,382,000 |
| Total capital | 29,958,000 | 30,188,000 | 30,294,000 | 30,283,000 |
| Risk-weighted assets | 98,353,000 | 96,143,000 | 94,307,000 | 95,416,000 |