Call reports 2012
HARRISON BUILDING AND LOAN ASSOCIATION, THE — 2012
What HARRISON BUILDING AND LOAN ASSOCIATION, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,270,000 | 227,786,000 | 228,000,000 | 228,637,000 |
| Total loans | 105,149,000 | 104,369,000 | 103,360,000 | 100,152,000 |
| Allowance for loan losses | 736,000 | 748,000 | 722,000 | 839,000 |
| Securities available for sale | 88,741,000 | 89,746,000 | 87,731,000 | 88,498,000 |
| Securities held to maturity | 497,000 | 464,000 | 442,000 | 419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,427,000 | 193,874,000 | 193,585,000 | 194,543,000 |
| Interest-bearing deposits | 186,103,000 | 185,812,000 | 184,912,000 | 185,786,000 |
| Noninterest-bearing deposits | 8,324,000 | 8,062,000 | 8,673,000 | 8,757,000 |
| Equity capital | 31,049,000 | 31,123,000 | 31,425,000 | 31,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,265,000 | 6,308,000 | 8,280,000 |
| Interest expense | 572,000 | 1,120,000 | 1,641,000 | 2,128,000 |
| Net interest income | 1,616,000 | 3,145,000 | 4,667,000 | 6,152,000 |
| Noninterest income | 56,000 | 86,000 | -9,000 | 78,000 |
| Noninterest expense | 1,354,000 | 2,685,000 | 3,986,000 | 5,267,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 183,000 | 179,000 | 170,000 | 326,000 |
| Income tax | 55,000 | 119,000 | 55,000 | 94,000 |
| Net income | 128,000 | 60,000 | 115,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,833,000 | 28,863,000 | 28,918,000 | 29,035,000 |
| Total capital | 29,569,000 | 29,611,000 | 29,640,000 | 29,874,000 |
| Risk-weighted assets | 101,081,000 | 100,305,000 | 99,988,000 | 99,377,000 |