Call reports 2025
BANK OF ALMA — 2025
What BANK OF ALMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 322,593,000 | 325,258,000 | 326,530,000 | 334,062,000 |
| Total loans | 193,986,000 | 180,390,000 | 183,739,000 | 197,156,000 |
| Allowance for loan losses | 2,936,000 | 2,936,000 | 2,936,000 | 2,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,000,000 | 63,061,000 | 43,525,000 | 46,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,421,000 | 163,411,000 | 161,261,000 | 166,097,000 |
| Interest-bearing deposits | 115,587,000 | 117,103,000 | 115,790,000 | 108,160,000 |
| Noninterest-bearing deposits | 46,834,000 | 46,308,000 | 45,471,000 | 57,937,000 |
| Equity capital | 158,341,000 | 160,830,000 | 164,353,000 | 166,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,465,000 | 9,006,000 | 14,155,000 | 18,654,000 |
| Interest expense | 715,000 | 1,438,000 | 2,169,000 | 2,882,000 |
| Net interest income | 3,750,000 | 7,568,000 | 11,986,000 | 15,772,000 |
| Noninterest income | 36,000 | 94,000 | 168,000 | 338,000 |
| Noninterest expense | 416,000 | 1,197,000 | 1,346,000 | 1,873,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,370,000 | 6,465,000 | 10,808,000 | 14,237,000 |
| Income tax | 581,000 | 1,187,000 | 2,007,000 | 2,903,000 |
| Net income | 2,789,000 | 5,278,000 | 8,801,000 | 11,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,346,000 | 160,836,000 | 164,354,000 | 166,887,000 |