Call reports 2024
BANK OF ALMA — 2024
What BANK OF ALMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 305,024,000 | 302,783,000 | 306,136,000 | 316,943,000 |
| Total loans | 201,306,000 | 193,513,000 | 192,527,000 | 195,034,000 |
| Allowance for loan losses | 2,936,000 | 2,936,000 | 2,936,000 | 2,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 76,084,000 | 65,243,000 | 43,532,000 | 41,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,680,000 | 149,628,000 | 151,719,000 | 159,993,000 |
| Interest-bearing deposits | 111,224,000 | 109,428,000 | 111,291,000 | 112,941,000 |
| Noninterest-bearing deposits | 43,456,000 | 40,200,000 | 40,428,000 | 47,052,000 |
| Equity capital | 147,924,000 | 150,384,000 | 152,984,000 | 155,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,049,000 | 8,339,000 | 12,879,000 | 17,017,000 |
| Interest expense | 612,000 | 1,248,000 | 1,928,000 | 2,649,000 |
| Net interest income | 3,437,000 | 7,091,000 | 10,951,000 | 14,368,000 |
| Noninterest income | 43,000 | 98,000 | 186,000 | 254,000 |
| Noninterest expense | 389,000 | 809,000 | 1,902,000 | 2,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,091,000 | 6,380,000 | 9,235,000 | 12,418,000 |
| Income tax | 768,000 | 1,597,000 | 2,459,000 | 3,074,000 |
| Net income | 2,323,000 | 4,783,000 | 6,776,000 | 9,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,924,000 | 150,385,000 | 152,984,000 | 155,553,000 |