Call reports 2023
BANK OF ALMA — 2023
What BANK OF ALMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 302,084,000 | 301,258,000 | 308,005,000 | 306,401,000 |
| Total loans | 200,217,000 | 197,621,000 | 200,396,000 | 200,514,000 |
| Allowance for loan losses | 2,936,000 | 2,936,000 | 2,936,000 | 2,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 60,399,000 | 56,736,000 | 55,022,000 | 50,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,941,000 | 159,093,000 | 163,328,000 | 159,774,000 |
| Interest-bearing deposits | 110,207,000 | 109,358,000 | 112,536,000 | 109,873,000 |
| Noninterest-bearing deposits | 52,734,000 | 49,735,000 | 50,792,000 | 49,901,000 |
| Equity capital | 138,824,000 | 141,056,000 | 143,232,000 | 145,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,199,000 | 6,666,000 | 10,484,000 | 14,444,000 |
| Interest expense | 397,000 | 891,000 | 1,406,000 | 1,985,000 |
| Net interest income | 2,802,000 | 5,775,000 | 9,078,000 | 12,459,000 |
| Noninterest income | 36,000 | 99,000 | 188,000 | 241,000 |
| Noninterest expense | 395,000 | 766,000 | 1,213,000 | 1,685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,443,000 | 5,108,000 | 8,053,000 | 11,015,000 |
| Income tax | 596,000 | 1,235,000 | 1,957,000 | 2,587,000 |
| Net income | 1,847,000 | 3,873,000 | 6,096,000 | 8,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,824,000 | 141,056,000 | 143,237,000 | 145,601,000 |