Call reports 2022
BANK OF ALMA — 2022
What BANK OF ALMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 293,650,000 | 294,471,000 | 297,504,000 | 298,115,000 |
| Total loans | 166,664,000 | 185,148,000 | 184,158,000 | 190,329,000 |
| Allowance for loan losses | 2,936,000 | 2,936,000 | 2,936,000 | 2,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,937,000 | 85,875,000 | 74,434,000 | 64,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,773,000 | 160,159,000 | 161,205,000 | 160,861,000 |
| Interest-bearing deposits | 107,871,000 | 106,183,000 | 108,272,000 | 107,682,000 |
| Noninterest-bearing deposits | 51,902,000 | 53,976,000 | 52,933,000 | 53,179,000 |
| Equity capital | 132,466,000 | 134,091,000 | 136,031,000 | 136,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,926,000 | 7,890,000 | 10,856,000 |
| Interest expense | 83,000 | 189,000 | 391,000 | 654,000 |
| Net interest income | 2,281,000 | 4,737,000 | 7,499,000 | 10,202,000 |
| Noninterest income | 52,000 | 124,000 | 218,000 | 277,000 |
| Noninterest expense | 321,000 | 708,000 | 1,052,000 | 1,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,012,000 | 4,153,000 | 6,665,000 | 9,026,000 |
| Income tax | 467,000 | 983,000 | 1,555,000 | 2,970,000 |
| Net income | 1,545,000 | 3,170,000 | 5,110,000 | 6,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,466,000 | 134,091,000 | 136,031,000 | 136,977,000 |