Call reports 2021
BANK OF ALMA — 2021
What BANK OF ALMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 291,937,000 | 277,317,000 | 282,858,000 | 291,941,000 |
| Total loans | 166,815,000 | 171,764,000 | 172,168,000 | 176,729,000 |
| Allowance for loan losses | 2,936,000 | 2,936,000 | 2,936,000 | 2,936,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,766,000 | 70,075,000 | 74,284,000 | 69,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,700,000 | 148,934,000 | 152,737,000 | 160,070,000 |
| Interest-bearing deposits | 98,407,000 | 100,908,000 | 101,866,000 | 106,770,000 |
| Noninterest-bearing deposits | 68,293,000 | 48,026,000 | 50,871,000 | 53,300,000 |
| Equity capital | 124,120,000 | 127,275,000 | 128,971,000 | 130,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,523,000 | 8,119,000 | 10,688,000 |
| Interest expense | 111,000 | 210,000 | 305,000 | 394,000 |
| Net interest income | 2,436,000 | 5,313,000 | 7,814,000 | 10,294,000 |
| Noninterest income | 185,000 | 2,142,000 | 2,189,000 | 2,245,000 |
| Noninterest expense | 345,000 | 749,000 | 1,079,000 | 1,396,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,276,000 | 6,706,000 | 8,924,000 | 11,143,000 |
| Income tax | 446,000 | 1,414,000 | 1,935,000 | 2,127,000 |
| Net income | 1,830,000 | 5,292,000 | 6,989,000 | 9,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,120,000 | 127,275,000 | 128,971,000 | 130,921,000 |
| Total capital | 126,499,000 | — | — | — |
| Risk-weighted assets | 189,788,000 | — | — | — |