Call reports 2020
BANK OF ALMA — 2020
What BANK OF ALMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 280,614,000 | 295,911,000 | 276,310,000 | 286,183,000 |
| Total loans | 154,035,000 | 164,109,000 | 158,499,000 | 157,346,000 |
| Allowance for loan losses | 2,927,000 | 2,927,000 | 2,927,000 | 2,927,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 70,971,000 | 69,414,000 | 72,123,000 | 70,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,114,000 | 175,951,000 | 155,613,000 | 163,582,000 |
| Interest-bearing deposits | 88,366,000 | 91,355,000 | 90,203,000 | 94,461,000 |
| Noninterest-bearing deposits | 74,748,000 | 84,596,000 | 65,410,000 | 69,121,000 |
| Equity capital | 116,639,000 | 118,532,000 | 120,282,000 | 122,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,795,000 | 5,691,000 | 8,444,000 | 11,312,000 |
| Interest expense | 210,000 | 378,000 | 528,000 | 655,000 |
| Net interest income | 2,585,000 | 5,313,000 | 7,916,000 | 10,657,000 |
| Noninterest income | 104,000 | 153,000 | 267,000 | 313,000 |
| Noninterest expense | 352,000 | 724,000 | 1,090,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,337,000 | 4,742,000 | 7,093,000 | 9,601,000 |
| Income tax | 556,000 | 1,068,000 | 1,669,000 | 2,169,000 |
| Net income | 1,781,000 | 3,674,000 | 5,424,000 | 7,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,639,000 | 118,532,000 | 120,282,000 | 122,290,000 |
| Total capital | 118,904,000 | 120,859,000 | 122,506,000 | — |
| Risk-weighted assets | 180,562,000 | 185,633,000 | 177,265,000 | — |