Call reports 2019
BANK OF ALMA — 2019
What BANK OF ALMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 232,439,000 | 233,844,000 | 243,926,000 | 302,583,000 |
| Total loans | 137,317,000 | 143,031,000 | 144,168,000 | 149,919,000 |
| Allowance for loan losses | 2,933,000 | 2,928,000 | 2,928,000 | 2,927,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 78,967,000 | 73,264,000 | 69,900,000 | 68,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,292,000 | 122,425,000 | 130,559,000 | 187,427,000 |
| Interest-bearing deposits | 85,591,000 | 84,834,000 | 86,109,000 | 86,805,000 |
| Noninterest-bearing deposits | 37,701,000 | 37,591,000 | 44,450,000 | 100,622,000 |
| Equity capital | 108,891,000 | 111,101,000 | 112,760,000 | 114,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,724,000 | 8,345,000 | 11,097,000 |
| Interest expense | 193,000 | 397,000 | 613,000 | 849,000 |
| Net interest income | 2,316,000 | 5,327,000 | 7,732,000 | 10,248,000 |
| Noninterest income | 89,000 | 210,000 | 326,000 | 459,000 |
| Noninterest expense | 350,000 | 774,000 | 1,168,000 | 1,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,055,000 | 4,763,000 | 6,890,000 | 9,166,000 |
| Income tax | 465,000 | 963,000 | 1,431,000 | 1,609,000 |
| Net income | 1,590,000 | 3,800,000 | 5,459,000 | 7,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,891,000 | 111,101,000 | 112,760,000 | 114,858,000 |
| Total capital | 110,887,000 | 113,110,000 | 115,039,000 | 117,275,000 |
| Risk-weighted assets | 158,752,000 | 159,862,000 | 181,714,000 | 192,884,000 |