Call reports 2018
BANK OF ALMA — 2018
What BANK OF ALMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 225,569,000 | 223,933,000 | 226,982,000 | 235,265,000 |
| Total loans | 137,779,000 | 135,017,000 | 139,206,000 | 134,859,000 |
| Allowance for loan losses | 2,935,000 | 2,933,000 | 2,933,000 | 2,933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 85,350,000 | 81,892,000 | 84,131,000 | 79,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,303,000 | 120,118,000 | 121,574,000 | 127,695,000 |
| Interest-bearing deposits | 87,404,000 | 85,308,000 | 84,710,000 | 85,024,000 |
| Noninterest-bearing deposits | 34,899,000 | 34,810,000 | 36,864,000 | 42,671,000 |
| Equity capital | 101,607,000 | 103,185,000 | 104,757,000 | 107,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,475,000 | 6,969,000 | 9,457,000 |
| Interest expense | 141,000 | 298,000 | 465,000 | 644,000 |
| Net interest income | 2,004,000 | 4,177,000 | 6,504,000 | 8,813,000 |
| Noninterest income | 97,000 | 285,000 | 385,000 | 663,000 |
| Noninterest expense | 456,000 | 894,000 | 1,245,000 | 1,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,645,000 | 3,568,000 | 5,644,000 | 7,897,000 |
| Income tax | 342,000 | 687,000 | 1,192,000 | 901,000 |
| Net income | 1,303,000 | 2,881,000 | 4,452,000 | 6,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,607,000 | 103,185,000 | 104,757,000 | 107,300,000 |
| Total capital | 103,520,000 | 105,063,000 | 106,715,000 | 109,238,000 |
| Risk-weighted assets | 152,022,000 | 149,193,000 | 155,713,000 | 154,081,000 |