Call reports 2017
BANK OF ALMA — 2017
What BANK OF ALMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 224,005,000 | 222,315,000 | 226,824,000 | 228,733,000 |
| Total loans | 136,032,000 | 137,455,000 | 132,484,000 | 132,543,000 |
| Allowance for loan losses | 3,090,000 | 3,090,000 | 3,090,000 | 2,935,000 |
| Securities available for sale | 72,007,000 | 75,506,000 | 79,492,000 | 0 |
| Securities held to maturity | 7,690,000 | 6,007,000 | 5,105,000 | 91,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,008,000 | 122,226,000 | 126,198,000 | 127,657,000 |
| Interest-bearing deposits | 89,482,000 | 86,939,000 | 87,474,000 | 87,368,000 |
| Noninterest-bearing deposits | 35,526,000 | 35,286,000 | 38,724,000 | 40,289,000 |
| Equity capital | 97,706,000 | 99,040,000 | 100,045,000 | 100,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,241,000 | 6,434,000 | 8,570,000 |
| Interest expense | 94,000 | 193,000 | 302,000 | 416,000 |
| Net interest income | 1,962,000 | 4,048,000 | 6,132,000 | 8,154,000 |
| Noninterest income | 94,000 | 223,000 | 341,000 | 460,000 |
| Noninterest expense | 338,000 | 781,000 | 1,134,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,718,000 | 3,490,000 | 5,339,000 | 7,008,000 |
| Income tax | 507,000 | 1,224,000 | 1,953,000 | 3,150,000 |
| Net income | 1,211,000 | 2,266,000 | 3,386,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,657,000 | 98,712,000 | 99,832,000 | 100,304,000 |
| Total capital | 99,444,000 | 100,612,000 | 101,696,000 | 101,555,000 |
| Risk-weighted assets | 141,709,000 | 150,818,000 | 147,936,000 | 98,438,000 |