Call reports 2016
BANK OF ALMA — 2016
What BANK OF ALMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 226,062,000 | 224,661,000 | 229,386,000 | 222,913,000 |
| Total loans | 126,109,000 | 132,090,000 | 139,890,000 | 139,265,000 |
| Allowance for loan losses | 3,065,000 | 3,065,000 | 3,090,000 | 3,090,000 |
| Securities available for sale | 80,128,000 | 79,343,000 | 74,193,000 | 70,073,000 |
| Securities held to maturity | 11,459,000 | 10,849,000 | 10,794,000 | 8,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,314,000 | 123,969,000 | 123,170,000 | 125,951,000 |
| Interest-bearing deposits | 105,417,000 | 98,100,000 | 96,448,000 | 95,931,000 |
| Noninterest-bearing deposits | 27,897,000 | 25,869,000 | 26,722,000 | 30,020,000 |
| Equity capital | 91,681,000 | 93,071,000 | 95,689,000 | 96,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,239,000 | 6,456,000 | 8,708,000 |
| Interest expense | 89,000 | 182,000 | 279,000 | 378,000 |
| Net interest income | 1,991,000 | 4,057,000 | 6,177,000 | 8,330,000 |
| Noninterest income | 658,000 | 798,000 | 918,000 | 941,000 |
| Noninterest expense | 468,000 | 843,000 | 1,248,000 | 1,531,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,181,000 | 4,014,000 | 5,849,000 | 7,742,000 |
| Income tax | 684,000 | 1,258,000 | 1,847,000 | 2,514,000 |
| Net income | 1,497,000 | 2,756,000 | 4,002,000 | 5,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,316,000 | 92,575,000 | 95,220,000 | 96,446,000 |
| Total capital | 93,249,000 | 94,340,000 | 97,100,000 | 98,285,000 |
| Risk-weighted assets | 153,537,000 | 139,980,000 | 149,228,000 | 145,904,000 |