Call reports 2015
BANK OF ALMA — 2015
What BANK OF ALMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 217,422,000 | 208,414,000 | 217,518,000 | 225,633,000 |
| Total loans | 95,346,000 | 99,967,000 | 115,151,000 | 128,763,000 |
| Allowance for loan losses | 3,009,000 | 3,029,000 | 3,065,000 | 3,065,000 |
| Securities available for sale | 85,401,000 | 81,423,000 | 78,667,000 | 78,605,000 |
| Securities held to maturity | 23,080,000 | 20,589,000 | 17,847,000 | 14,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,171,000 | 119,719,000 | 127,964,000 | 130,807,000 |
| Interest-bearing deposits | 101,099,000 | 95,115,000 | 101,876,000 | 102,096,000 |
| Noninterest-bearing deposits | 29,072,000 | 24,604,000 | 26,088,000 | 28,711,000 |
| Equity capital | 86,321,000 | 87,100,000 | 88,666,000 | 90,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,860,000 | 6,053,000 | 8,172,000 |
| Interest expense | 79,000 | 155,000 | 229,000 | 305,000 |
| Net interest income | 1,747,000 | 3,705,000 | 5,824,000 | 7,867,000 |
| Noninterest income | 116,000 | 262,000 | 426,000 | 568,000 |
| Noninterest expense | 385,000 | 778,000 | 1,201,000 | 1,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,478,000 | 3,189,000 | 5,049,000 | 6,835,000 |
| Income tax | 409,000 | 953,000 | 1,483,000 | 2,010,000 |
| Net income | 1,069,000 | 2,236,000 | 3,566,000 | 4,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,064,000 | 87,230,000 | 88,560,000 | 89,819,000 |
| Total capital | 87,663,000 | 88,847,000 | 90,347,000 | 91,759,000 |
| Risk-weighted assets | 126,568,000 | 127,985,000 | 141,692,000 | 154,125,000 |