Call reports 2014
BANK OF ALMA — 2014
What BANK OF ALMA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 196,911,000 | 192,114,000 | 196,212,000 | 201,681,000 |
| Total loans | 95,919,000 | 92,856,000 | 93,649,000 | 94,439,000 |
| Allowance for loan losses | 3,134,000 | 3,000,000 | 3,009,000 | 3,009,000 |
| Securities available for sale | 58,907,000 | 61,063,000 | 68,084,000 | 72,973,000 |
| Securities held to maturity | 32,296,000 | 29,122,000 | 27,559,000 | 26,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,819,000 | 119,090,000 | 118,930,000 | 115,953,000 |
| Interest-bearing deposits | 101,085,000 | 92,082,000 | 93,063,000 | 91,348,000 |
| Noninterest-bearing deposits | 23,734,000 | 27,008,000 | 25,867,000 | 24,605,000 |
| Equity capital | 70,552,000 | 71,812,000 | 72,981,000 | 85,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,643,000 | 5,498,000 | 7,338,000 |
| Interest expense | 93,000 | 181,000 | 266,000 | 350,000 |
| Net interest income | 1,768,000 | 3,462,000 | 5,232,000 | 6,988,000 |
| Noninterest income | 152,000 | 323,000 | 491,000 | 636,000 |
| Noninterest expense | 417,000 | 834,000 | 1,232,000 | 1,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,503,000 | 2,958,000 | 4,498,000 | 6,115,000 |
| Income tax | 421,000 | 869,000 | 1,320,000 | 1,783,000 |
| Net income | 1,082,000 | 2,089,000 | 3,178,000 | 4,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,754,000 | 71,761,000 | 72,850,000 | 84,994,000 |
| Total capital | 72,220,000 | 73,158,000 | 74,262,000 | 86,446,000 |
| Risk-weighted assets | 115,664,000 | 110,115,000 | 111,329,000 | 114,631,000 |