Call reports 2012
BANK OF ALMA — 2012
What BANK OF ALMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 198,517,000 | 202,145,000 | 199,966,000 | 197,811,000 |
| Total loans | 121,592,000 | 119,514,000 | 113,488,000 | 106,971,000 |
| Allowance for loan losses | 3,592,000 | 3,600,000 | 3,291,000 | 3,291,000 |
| Securities available for sale | 0 | 0 | 0 | 27,698,000 |
| Securities held to maturity | 64,809,000 | 75,584,000 | 80,930,000 | 52,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,824,000 | 131,275,000 | 127,478,000 | 131,659,000 |
| Interest-bearing deposits | 111,348,000 | 107,951,000 | 110,476,000 | 107,624,000 |
| Noninterest-bearing deposits | 16,476,000 | 23,324,000 | 17,002,000 | 24,035,000 |
| Equity capital | 68,488,000 | 69,419,000 | 70,424,000 | 65,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,515,000 | 7,209,000 | 9,283,000 |
| Interest expense | 220,000 | 414,000 | 584,000 | 724,000 |
| Net interest income | 2,053,000 | 4,101,000 | 6,625,000 | 8,559,000 |
| Noninterest income | 158,000 | 329,000 | 492,000 | 656,000 |
| Noninterest expense | 533,000 | 963,000 | 1,355,000 | 1,968,000 |
| Provision for loan losses | 346,000 | 821,000 | 1,770,000 | 3,170,000 |
| Pretax income | 1,332,000 | 2,656,000 | 4,002,000 | 4,087,000 |
| Income tax | 382,000 | 775,000 | 1,116,000 | 1,009,000 |
| Net income | 950,000 | 1,881,000 | 2,886,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,488,000 | 69,419,000 | 70,424,000 | 65,616,000 |
| Total capital | 70,125,000 | 71,185,000 | 72,027,000 | 67,174,000 |
| Risk-weighted assets | 129,097,000 | 139,332,000 | 126,394,000 | 122,869,000 |