Call reports 2011
BANK OF ALMA — 2011
What BANK OF ALMA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 195,685,000 | 193,806,000 | 195,823,000 | 199,508,000 |
| Total loans | 141,571,000 | 137,334,000 | 135,261,000 | 127,980,000 |
| Allowance for loan losses | 3,585,000 | 3,591,000 | 3,592,000 | 3,592,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,730,000 | 50,295,000 | 54,648,000 | 54,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,851,000 | 126,414,000 | 126,784,000 | 129,865,000 |
| Interest-bearing deposits | 111,097,000 | 110,611,000 | 110,434,000 | 112,894,000 |
| Noninterest-bearing deposits | 15,754,000 | 15,803,000 | 16,350,000 | 16,971,000 |
| Equity capital | 67,024,000 | 65,728,000 | 66,821,000 | 67,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,452,000 | 4,931,000 | 7,301,000 | 9,230,000 |
| Interest expense | 292,000 | 573,000 | 844,000 | 1,087,000 |
| Net interest income | 2,160,000 | 4,358,000 | 6,457,000 | 8,143,000 |
| Noninterest income | 170,000 | 339,000 | 280,000 | 426,000 |
| Noninterest expense | 441,000 | 1,209,000 | 1,360,000 | 1,799,000 |
| Provision for loan losses | 419,000 | 434,000 | 704,000 | 1,135,000 |
| Pretax income | 1,609,000 | 3,209,000 | 4,828,000 | 5,790,000 |
| Income tax | 581,000 | 977,000 | 1,503,000 | 1,748,000 |
| Net income | 1,028,000 | 2,232,000 | 3,325,000 | 4,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,024,000 | 65,728,000 | 66,821,000 | 67,538,000 |
| Total capital | 68,859,000 | 67,493,000 | 68,564,000 | 69,199,000 |
| Risk-weighted assets | 145,116,000 | 139,282,000 | 137,604,000 | 130,975,000 |